In a new idea, but we aren't a cash-burning company. ![]() ![]() Second, “We do chase topline, but not at the cost of profitability”: Like all businesses, we too face topline pressure at different points in a business cycle, but our focus is always on profitable growth. We are in a 100-year business and our aim is to excel in that kind of long- term sustainability. In our success is our DNA, which is typically expressed in four ways:įirst, “We build to last”: HDFC Lifers always think long-term. HDFC Life’s journey over the last two decades has been one of performance-driven and innovation-led growth, with a pioneer’s mindset in many areas including technology, products and distribution. Pattern, buttresses the fact that insurance remains one of India’s sunrise sectors. This potential for further penetration, combined with India’s favorable demographic profile and positive consumption However, despite the changes and the resulting growth of the sector, India remains an under-insured country. ![]() In the years since, a lot has changed – from the way insurance is sold, to what products are ![]() India opened its insurance industry to the private sector two decades ago and HDFC Life was the first private insurer to get a license.
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